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Unlock a suite of benefits designed to streamline your financial operations and support your business growth effortlessly.

Business line of credit

Business line of credit

Flexible Financing Solutions to Fuel Your Business Growth

Get your loans approved within 24 hours

A business line of credit is a powerful financial tool that can provide your company with the flexibility and resources it needs to thrive in today’s competitive market. At 121 Brokers, we specialize in helping businesses like yours secure customized credit lines tailored to their unique financial needs.

All you need is:

Obligation Free Enquiry Form

Submit the form below and one of our expert consultants will contact you to discuss your loan options.


Meeting the Requirements for Your Unsecured Business Loan

To ensure a smooth and successful application process for an unsecured business loan, it’s essential to understand the key eligibility criteria. These factors serve as a foundation to assess your business’s financial stability and potential for growth. By meeting these requirements, you’ll be well on your way to securing the funds needed to propel your business forward. Be sure to review the eligibility factors listed on this page to determine if your business is a good fit for an unsecured loan from 121 Brokers.

Active ABN & ID document

A valid Australian Business Number (ABN) and proper identification documents are crucial for establishing your business’s legitimacy and verifying your identity. This ensures a secure and transparent application process.

Minimum of 6 months trading

A trading history of at least 6 months demonstrates your business’s ability to generate revenue and maintain operations. This minimum requirement helps us assess the stability and potential growth of your company.

Minimum $5,000 monthly turnover

A valid Australian Business Number (ABN) and proper identification documents are crucial for establishing your business’s legitimacy and verifying your identity. This ensures a secure and transparent application process.

6 months bank statement

Providing a 6-month bank statement enables us to thoroughly evaluate your business’s financial health. This documentation offers insights into your income, expenses, and overall financial management, helping us determine the most suitable loan terms for your needs.

What is Business Line Of Credit?

A business line of credit is a revolving credit facility that allows businesses to access funds up to a predetermined credit limit as needed. It offers the flexibility to draw on funds, repay, and redraw again, making it an ideal financial solution for managing cash flow, covering unexpected expenses, or investing in growth opportunities.

Ready to elevate your business with tailored financial solutions?

Unlock a suite of benefits designed to streamline your financial operations and support your business growth effortlessly.

Benefits of a Business Line of Credit

Business Line of Credit with 121 Brokers


Draw on your credit line whenever you need funds, and repay only the amount you’ve used, giving you complete control over your financing.

Interest Savings

With a business line of credit, you only pay interest on the funds you use, potentially saving you money compared to a traditional term loan.

Growth Opportunities

Use your business line of credit to seize new business opportunities, such as inventory purchases, equipment upgrades, or marketing campaigns.

Build Credit

Responsible usage and timely repayments on a business line of credit can help improve your business credit score, increasing your chances of securing better financing terms in the future.

Secure Your Business Loan in Just 3 Simple Steps

At 121 Brokers, we follow a straightforward and transparent process to help you secure the right secured business loan for your needs:


Book a Discovery Call

Schedule a call with one of our expert account managers to discuss your financial needs and objectives.


Loan Application

After understanding your needs, we'll guide you through the loan application process and help you gather the necessary documentation.


Approval and Funding

Once your application is approved, review and accept the loan offer that best suits your business needs.

Empower Your Business with Business Line of Credit

Diverse Loan Options

Every business, whether it’s a startup or an established enterprise, needs the right tools and machinery to thrive. With our Equipment Loans, you can invest in the essential equipment that drives your operations, without straining your finances. From state-of-the-art machinery to vital tools, ensure your business has everything it needs to succeed.
Don’t let financial constraints hold you back. Discover how our Equipment Loans can provide the boost your business needs, ensuring you stay competitive and efficient.

Why 121 Brokers?

Business Line of Credit with 121 Brokers

Tailored Financial Solutions from Industry Professionals

Expert Guidance

Our seasoned account managers at 121 Brokers offer personalized support throughout the loan application, tailoring solutions to your business needs for optimal growth.

Diverse Loan Options

With a wide range of financing options, from unsecured business loans to equipment financing, we ensure a perfect match for your business's unique requirements.

Approval Process

We prioritize efficiency, swiftly reviewing your application to provide timely access to funds without unnecessary delays.

No Upfront Fees

Our commitment to transparency means no upfront costs for our services; our commission is only earned upon successful loan matching, ensuring your satisfaction.

Hear It from Our Clients

Discover how 121 Brokers has helped businesses like yours thrive. Read the stories of our satisfied customers and see the real impact of our financial solutions on their growth and success.

Frequently Asked Questions

A business line of credit provides flexible access to funds up to a certain limit, which can be drawn upon as needed.

Interest is only charged on the amount borrowed, not the entire credit limit.

Credit limits typically range from $10,000 to $500,000.

Funds can usually be accessed immediately once the line of credit is approved.

There may be annual fees, draw fees, or maintenance fees, depending on the lender.

Yes, credit limits can often be increased based on your business performance and credit history.

Are you looking for?

Embark on your business journey with confidence with 121 Brokers at your side. Whether you’re kickstarting a new venture, seeking a boost for your small business, navigating the financial landscape with a less-than-perfect credit score, or forging your path as a sole trader, our unsecured business loans are designed to propel you forward. Fast, flexible, and tailored to your unique business story, our solutions ensure your ambitions are never limited by your circumstances. Discover the perfect fit for your dream today.

Insights and Innovations

Explore our collection of expert articles designed to keep you informed and ahead of the curve. Dive into the latest trends, strategies, and tips in finance that can empower your business decisions and boost your operational success.

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