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FAQ

Frequently Asked Questions

Your Questions Answered, Empowering Your Business Journey

Dive into our extensive FAQ page to discover detailed answers to the most frequently asked questions about our business loan products and services. Gain the knowledge and insights you need to make confident and informed decisions for your business’s financial growth.

An unsecured business loan is a type of financing that doesn’t require collateral or assets as security. This makes it a more accessible option for businesses that don’t have significant assets to secure a traditional loan.

To apply for a business loan, simply fill out our online application form with the required information. One of our account managers will then review your application and provide you with the best loan options.

Yes, we work with a variety of lenders, including those who cater to businesses with lower credit scores. However, the terms and interest rates may vary depending on your credit history and overall financial situation.

Depending on the loan product and amount, we can source the funds you need in as little as 24 hours. The average time for a traditional loan varies from 24-48 hours to 10 business days.

Interest rates for business loans vary depending on several factors, including the loan type, loan term, and your business’s financial health. Our account managers will provide you with the best loan options and interest rates tailored to your specific needs.

Yes, many lenders allow for early repayment of business loans. However, it’s essential to review the loan terms and conditions, as some lenders may charge prepayment penalties.

A merchant cash advance is a financing option that provides businesses with a lump sum of cash in exchange for a percentage of future credit and debit card sales. It’s an alternative to traditional loans, ideal for businesses with fluctuating revenue.

Invoice finance factoring is a financing solution that allows businesses to sell their outstanding invoices to a third party (the factor) at a discounted rate. This provides immediate access to working capital and helps manage cash flow.

Invoice finance factoring is a financing solution that allows businesses to sell their outstanding invoices to a third party (the factor) at a discounted rate. This provides immediate access to working capital and helps manage cash flow.

We charge ZERO Dollars for our services. We only get paid in the form of a commission from the lender directly when we match you with the right loan solution(s).

Speak with Our Experts

Have a specific question or need personalized advice? Our knowledgeable agents are here to help! Click below to get in touch with our team and find the best financial solution for your business needs. Whether it’s about loan options, application processes, or anything else, we’re ready to assist you.

(02) 8310 8516

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Experience the 121 Brokers Advantage

At 121 Brokers, our commitment to delivering exceptional service and tailored financial solutions has earned us the trust of businesses across Australia. Here’s why our clients choose us.

Expert Guidance

Our senior account managers have decades of industry experience, ensuring you receive knowledgeable advice and support.

Diverse Loan Options

With a wide range of loan products, we can find the perfect financing solution for your unique business needs.

Fast and Efficient Process

We prioritize efficiency, often securing loan approvals within 24 hours to help your business move forward quickly.

Zero Cost Consultation

Our free consultations ensure you receive expert advice without any upfront costs or obligations.

Credit Score Protection

Our careful approach to loan matching ensures your business credit score remains unaffected during the application process.

Dedicated Customer Service

We work closely with you throughout the entire process, providing personalized assistance and a commitment to your success.

Hear It from Our Clients

Discover how 121 Brokers has helped businesses like yours thrive. Read the stories of our satisfied customers and see the real impact of our financial solutions on their growth and success.