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Unlock a suite of benefits designed to streamline your financial operations and support your business growth effortlessly.

Secured business loans

Secured business loans

Unlock Your Business’s Full Potential with Customized Financing Solutions

Get your loans approved within 24 hours

Secured business loans offer a reliable and cost-effective financing option for businesses looking to invest in growth or expansion. At 121 Brokers, our team of experienced account managers is dedicated to helping you secure the perfect secured business loan tailored to your specific needs, ensuring a smooth and hassle-free experience.

All you need is:

Obligation Free Enquiry Form

Submit the form below and one of our expert consultants will contact you to discuss your loan options.


Meeting the Requirements for Your Unsecured Business Loan

To ensure a smooth and successful application process for an unsecured business loan, it’s essential to understand the key eligibility criteria. These factors serve as a foundation to assess your business’s financial stability and potential for growth. By meeting these requirements, you’ll be well on your way to securing the funds needed to propel your business forward. Be sure to review the eligibility factors listed on this page to determine if your business is a good fit for an unsecured loan from 121 Brokers.

Active ABN & ID document

A valid Australian Business Number (ABN) and proper identification documents are crucial for establishing your business’s legitimacy and verifying your identity. This ensures a secure and transparent application process.

Minimum of 6 months trading

A trading history of at least 6 months demonstrates your business’s ability to generate revenue and maintain operations. This minimum requirement helps us assess the stability and potential growth of your company.

Minimum $5,000 monthly turnover

A valid Australian Business Number (ABN) and proper identification documents are crucial for establishing your business’s legitimacy and verifying your identity. This ensures a secure and transparent application process.

6 months bank statement

Providing a 6-month bank statement enables us to thoroughly evaluate your business’s financial health. This documentation offers insights into your income, expenses, and overall financial management, helping us determine the most suitable loan terms for your needs.

What are Secured Business Loans?

Secured business loans are a type of financing that requires collateral, such as property, equipment, or other valuable assets. This collateral acts as security for the loan, reducing the lender’s risk and generally resulting in more favorable interest rates and terms for the borrower. Secured loans are ideal for businesses seeking larger loan amounts and longer repayment periods.

Ready to elevate your business with tailored financial solutions?

Unlock a suite of benefits designed to streamline your financial operations and support your business growth effortlessly.

Benefits of Secured Business Loans

Secured Business Loans with 121 Brokers

Low Interest Rates

Due to the reduced risk for lenders, secured business loans typically come with lower interest rates compared to unsecured loans.

Higher Loan Amounts

Secured loans often allow businesses to access larger amounts of funding, enabling them to undertake more significant projects or investments.

Extended Repayment Terms

With secured loans, businesses can benefit from longer repayment terms, easing the financial burden and allowing for more manageable monthly payments.


Secured loans can be used for a wide range of purposes, including business expansion, equipment purchases, property acquisitions, or debt consolidation.

Secure Your Business Loan in Just 3 Simple Steps

At 121 Brokers, we follow a straightforward and transparent process to help you secure the right secured business loan for your needs:


Book a Discovery Call

Schedule a call with one of our expert account managers to discuss your financial needs and objectives.


Loan Application

After understanding your needs, we'll guide you through the loan application process and help you gather the necessary documentation.


Approval and Funding

Once your application is approved, review and accept the loan offer that best suits your business needs.

Explore Secured Business Loan Options with 121 Brokers

Diverse Loan Options

While unsecured business loans offer flexibility without collateral, there are times when a Secured Business Loan might be a better fit for your needs. With potentially lower interest rates and the ability to borrow larger sums, secured loans can be an excellent choice for businesses looking to make significant investments or expansions.
Whether you’re looking to purchase new equipment, expand your operations, or refinance existing debts, our Secured Business Loan options are tailored to support your business’s growth. Dive in to find out how 121 Brokers can assist you in securing the best financial solutions.

Why 121 Brokers?

Unsecured Business Loans with 121 Brokers

Tailored Financial Solutions from Industry Professionals

Expert Guidance

Our seasoned account managers at 121 Brokers offer personalized support throughout the loan application, tailoring solutions to your business needs for optimal growth.

Diverse Loan Options

With a wide range of financing options, from unsecured business loans to equipment financing, we ensure a perfect match for your business's unique requirements.

Approval Process

We prioritize efficiency, swiftly reviewing your application to provide timely access to funds without unnecessary delays.

No Upfront Fees

Our commitment to transparency means no upfront costs for our services; our commission is only earned upon successful loan matching, ensuring your satisfaction.

Hear It from Our Clients

Discover how 121 Brokers has helped businesses like yours thrive. Read the stories of our satisfied customers and see the real impact of our financial solutions on their growth and success.

Frequently Asked Questions

Secured business loans require collateral, such as real estate or equipment, to secure the loan.

Benefits include lower interest rates and higher borrowing limits.

Accepted collateral includes real estate, inventory, equipment, and other valuable assets.

The loan amount and terms depend on the collateral’s value and type.

The lender can seize the collateral to recover the outstanding loan amount.

Some loans may have origination fees, appraisal fees, or other upfront costs.

Are you looking for?

Embark on your business journey with confidence with 121 Brokers at your side. Whether you’re kickstarting a new venture, seeking a boost for your small business, navigating the financial landscape with a less-than-perfect credit score, or forging your path as a sole trader, our unsecured business loans are designed to propel you forward. Fast, flexible, and tailored to your unique business story, our solutions ensure your ambitions are never limited by your circumstances. Discover the perfect fit for your dream today.

Insights and Innovations

Explore our collection of expert articles designed to keep you informed and ahead of the curve. Dive into the latest trends, strategies, and tips in finance that can empower your business decisions and boost your operational success.

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