Comparisons
Compare your finance options
Straight comparisons of the choices business owners actually have to make, each with a calculator that runs the numbers on your figures rather than on a rate we made up. No product is recommended over another: which one wins depends on your business.
Asset finance structures
Chattel mortgage vs finance lease vs hire purchase
How chattel mortgage, hire purchase, finance lease and rental differ for Australian business asset finance, and how to choose. Free calculator.
Compare themLoan structures
Secured vs unsecured business loans
The real difference between secured and unsecured business loans in Australia: what you can borrow, what it costs, and what is genuinely at risk.
Compare themWorking capital
Term loan vs line of credit
When a business term loan beats a line of credit, and when it does not. Compare the true cost of both, including the line fee, with a free calculator.
Compare themWorking capital
Business line of credit vs overdraft
How a standalone line of credit differs from a bank overdraft for Australian businesses, what each costs to hold, and how to choose.
Compare themChoosing your route
Bank vs broker for a business loan
Straight to your bank vs a finance broker for an Australian business loan: what each route involves, who pays the broker, and when the bank wins.
Compare themPrice shapes
Merchant cash advance vs business loan
A merchant cash advance and a business loan solve the same cash problem with different price shapes. How to put both offers in the same units and choose.
Compare themDebtor finance
Invoice factoring vs invoice discounting
Both unlock cash from unpaid invoices. The difference is who chases your customers and whether they know. How to choose in Australia.
Compare themStill not sure which fits?
That is the normal position, and it is what a broker is for. Tell us what the business needs and we will compare across our lender panel, including which structure suits your cash flow.