Contact
Got a funding question you'd rather ask a human?
Skip the chatbots and the call queues. Tell us what you're trying to fund and a broker: not a sales script: will come back to you within one business day.

How to reach us
A broker replies within one business day. Working with businesses Australia-wide.
Based in Byron Bay and working with businesses across Australia. More about our region: business finance broker in Byron Bay.
No obligation and no pressure: an enquiry is a conversation, not an application. We won't submit anything to a lender without your say-so. We arrange business-purpose finance only: if your enquiry is for personal, domestic or household purposes, we're not able to assist, and the form will let you know early rather than waste your time.
Enquiry
A few details about the business and the funding need is all we need to start.
How we handle your details
We collect your details to respond to your enquiry and assess suitable business-finance options, and may share them with lenders on our panel for that purpose. See our Privacy Policy for how we handle your information, and how to access or correct it.
FAQs
Before you pick up the phone
What happens after I send an enquiry?
A broker reviews it and comes back to you within one business day to talk through your situation. If it makes sense to proceed, we compare options across our lender panel and present them with trade-offs: you decide whether to take any further.
Do you work with businesses outside your local area?
Yes: we work with business owners Australia-wide by phone, email and video. Enquiries, document collection and lender applications are all handled digitally, so where your business trades makes no practical difference.
How do I make a complaint?
Email or call us first: info@121brokers.com.au or (02) 8310 8516. We'll acknowledge your complaint within 1 business day and work to resolve it within 30 days.
If you are not satisfied with our response, you can refer the matter to the Australian Financial Complaints Authority (AFCA), the free and independent external dispute resolution scheme we are a member of. You can reach AFCA on 1800 931 678, at afca.org.au, or by mail at GPO Box 3, Melbourne VIC 3001.
The kettle's on. Bring the question.
Straight answers about business funding: no jargon, no obligation.