Eligibility check
Not sure what suits? Check your options
Answer a few quick questions and we will point you to the kind of business finance that tends to suit. It takes about a minute. This is a guide to what might suit, not an approval or an offer, and a lender decides your actual eligibility.
Quick check
What could your business get?
A few quick questions. No credit check, no obligation, and we won't submit anything to a lender without your say-so.
What happens to your answers
We use your answers to work out which kinds of business finance might suit, and we show you the result on screen. To finish the check we ask for your name, email and phone number. By submitting, you agree to us storing your answers with your details and getting in touch to talk through your options: that is what the details are for. We may share your details with lenders on our panel so they can assess your application, but only with your consent: nothing is sent to any lender automatically, and we do not submit anything to a lender without your say-so. See our Privacy Policy for how we handle your information, how long we keep it, and how to access or correct it.
- Secure and confidential
- No obligation to proceed
- Business-purpose finance only
What this check is, and what it is not
It is a pointer, not a verdict. Your answers tell us the shape of your situation: what the money is for, how the business earns, roughly how it trades. From that we can point at the kind of finance that tends to fit that shape, which is genuinely useful when you are staring at eight product pages wondering where to start.
What it is not: an application, an assessment, an approval, a pre-approval, a quote or an offer. It does not check your credit, it does not contact any lender, and it cannot tell you what you are eligible for, because eligibility is not ours to decide. A lender assesses your actual file against its own credit criteria, and that assessment is the only one that counts. Treat the result as a well-informed starting point for a conversation, because that is exactly what it is.
What lenders actually assess
The quiz asks a handful of questions. A lender asks more, and weighs them its own way: how long you have traded, what moves through the business account and how consistently, your credit file, any security on offer, and what the money is for. Every lender sets its own criteria, which is why two lenders can look at the same business and reach opposite conclusions, and why comparing is worth doing. The product pages set out what is typically assessed for each kind of finance: start at business loans.
Quiz questions, answered straight
Is the result an approval or a pre-approval?
No. It is a suggestion of the kind of finance that might suit, based only on your answers. Nobody has assessed your business and no lender has seen anything. Approval, amounts, rates and terms are decided by a lender after a full assessment against its own credit criteria.
Does the check run a credit check on me or my business?
No. The check uses only the answers you type in. It does not touch your credit file, your bank data or any lender's systems. If you later ask us to compare options, we ask for your consent before anything that involves your credit information.
How does it decide what to suggest?
Plain matching, not assessment. Each answer narrows the field: invoicing other businesses on terms points at invoice finance, buying equipment points at asset finance, a recurring gap points at a line of credit. It is the same first-pass logic a broker runs in the opening minutes of a call, which is also its limit.