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Plain-English guides to funding, cash flow and growing an Australian business.
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Equipment Finance
Waiting for a lower rate saves interest, but the asset earns nothing while you wait. On an invented $120,000 machine, an assumed 50 point lower rate a year away saves $1,728.99 in interest and forgoes $7,200 of benefit. Run your own numbers.
121 Brokers Team · · 14 min read
Equipment Finance
Repair, replace or hold: the machinery decision on Northern Rivers macadamia, beef and cane farms, how lenders look at agricultural equipment by age and purchase channel, and the repayment shapes worth asking about.
121 Brokers Team · · 13 min read
Equipment Finance
A chattel mortgage lets your business own an asset from day one while the lender holds security over it. How it works, what you can finance, and the costs.
The 121 Brokers Team · · 8 min read
Equipment Finance
Equipment finance lets Australian businesses acquire machinery, vehicles and technology without draining working capital. Here is how it works, when it makes sense, and how a broker helps you compare lenders.
121 Brokers Team · · 6 min read
